How it works
Three steps between you and a forecast.
No spreadsheets, no finance degree. Just the information you already have, turned into a view of the months ahead.
01
Bring your finances together
Connect or enter the information you need — income, regular bills and the commitments that repeat every month.
- Income and pay dates
- Regular outgoings
- Current balance
02
Add what's coming
Add upcoming bills, family events, annual expenses and expected changes, with the month they land in.
- Annual renewals
- School holidays and trips
- Birthdays and Christmas
03
See your forecast
UGMA turns your information into a forward-looking view of your finances, month by month.
- Projected balance
- Tight months flagged early
- Room to plan around them