Family finance, forecasted.
See every pound before it leaves the house.
UGMA helps modern families track what's happening today and see what's coming next — so you can plan with confidence.
Current balance
£4,820
Upcoming
£1,260
Forecast
Next 3 months
Projected balance
December dipUpcoming expenses
Built for the messy reality of family finances.
- Track
- Forecast
- Plan
- Decide
You know what you spent.But do you know what's coming?
Family finances aren't predictable. School holidays, childcare, birthdays, insurance, Christmas and unexpected costs can change the picture quickly.
Today
Childcare
£480
Next month
Insurance
£680
School holidays
Holiday
£1,200
Christmas
Christmas
£850
Next year
Birthday
£150
The difference
Budgeting tells you where you've been.UGMA helps you see what's ahead.
Traditional budgeting
What happened?
- Past spending
- Current balance
- Previous months
UGMA
What's coming?
- Upcoming expenses
- Future balance
- Financial pressure
- Important dates
- Forward visibility
Three things UGMA does well
More visibility. Less financial uncertainty.
Know where your money is going.
Track income, spending and financial commitments in one place.
See what's coming next.
Understand how upcoming expenses could affect your finances.
Make decisions before they become problems.
See potential pressure early and adjust your plans.
Life doesn't follow a monthly budget.
Your finances change because your family changes.
- School
- Holidays
- Christmas
- Birthdays
- Home
- Car
- Childcare
- Subscriptions
- Insurance
Forecast
See your money before you need it.
- Income
- £4,150 / mo
- Expenses
- £3,480 / mo
- Dec pressure
- +£1,270
UGMA insight
December looks tighter than usual.
Your upcoming expenses are higher than your usual monthly average. Planning ahead could give your family more breathing room.
Scenario planning
What if life changes?
Try different scenarios before making the decision.
With "New baby"
Switch a scenario on and off to see how the same year could look before you commit to anything.
Explore your futureBecause money isn't really about money.
It's about knowing you can handle what's coming.
UGMA gives families the visibility to make confident decisions before life happens.
Built for real family life.
The planner
“I like knowing what's coming.”
The busy parent
“I don't have time to constantly check everything.”
The growing family
“Our expenses keep changing.”
The future-focused family
“We want to make smarter decisions today.”
How it works
Three steps to a forecast.
- 01
Bring your finances together
Connect or enter the information you need.
- 02
Add what's coming
Add upcoming bills, family events, annual expenses and expected changes.
- 03
See your forecast
UGMA turns your information into a forward-looking view of your finances.
Pricing
Know what's coming. Plan with confidence.
Cancel anytime. No complicated contracts.
Free
£0
For getting started.
- Build your family forecast
- Track your current position
- Explore your upcoming plans
- See your financial outlook for 12 months
UGMA Plus
£4.99
per month, or £3.99 a month billed yearly.
- Everything in Free
- Extended future forecasting
- Life-event scenarios
- Family cost planning
- Meal planning and weekly shop costs
- Goal and progress tracking
Questions, answered.
Your future deserves a forecast.
Stop guessing what your money will look like. Start seeing what's ahead.