About
We built UGMA because the future is the part nobody shows you.
Every finance tool we tried was brilliant at explaining last month. None of them could tell us whether December was going to hurt. UGMA is our answer: a forward-looking view of family money, made for the people living it.
What we believe.
Visibility beats discipline
You don't need to be better at budgeting. You need to be able to see what's coming.
Family money is lumpy
Childcare, school holidays, renewals and Christmas don't spread themselves evenly across twelve neat months.
Clarity, not judgement
No red warnings about your coffee. Just an honest picture of the months ahead and time to act on it.
Simple enough for a Tuesday night
Family life is busy. UGMA should make sense in the five minutes you actually have.
More visibility. Less financial uncertainty.
We're a small team building UGMA in the open. If you have a question or an idea, we'd genuinely like to hear it — email us at hello@ugma.io.